As for retirement savings plans, companies will continue to move away from traditional pension plans and offer all workers defined-contribution plans, a strategy that takes pressure off corporate earnings. 至于退休储蓄计划,企业将会继续脱离传统的养老金计划,而采用能够减轻企业收入压力的策略&为全体员工提供固定的缴费计划。
Japan's "big bang", which included measures to liberalise trading commissions, encourage independent financial advisers and foster defined-contribution pension plans, happened only in1998. 而日本的“大爆炸”是在1998年,其中包括放开交易佣金的管制,鼓励独立财务顾问及培养养老金固定缴款计划。
We study defined-contribution plans by maximizing the terminal expected wealth under a general framework. 对一般框架下,以投资期末预期财富最大化为目标的缴费确定性养老金计划进行了研究。